ปัดฝุ่นทักษะภาษาอังกฤษ อายุไม่น้อย ทำได้ ทำไหม คุยภาษาอังกฤษกับ AI

My tortoise is faster than an ETF

 Original

April 7, 2026

I have been learning and opening the investment account a week ago. My helpful tool is AI copilot Free version. I read a lot of information it gave me and also I watched many Thai money channels on Youtube. At the first day after my first investing money show up in my investing accounts, I bought many ETFs that the cost did not too high per share mixed with cheap ETF. Yes, I love cheap but I had no idea about ETFs then pretty much refer to AI information along my decision.  I got two Bond, many US ETFs and four International ETFs. After that day, I watched more Thai money channels on Youtube and got the information and discussed with the AI. I finally decided to sell all International ETFs and will buy more US ETFs. The reason was the International ETFs were slowing movement and many US ETFs overlap the companies. The funny part was, AI said, " The International ETFs are slow like a sleepy turtle'. I have a tortoise at home. His name is Bucky. I immediately replied to AI, " But my Bucky is not slow. He is walking faster than the International ETFs on my accounts." 

My portfolio today is ZERO International ETF but two Bonds still sit there and have not moved yet. I call them as in Bucky relaxing mode when he spreads out his four legs under the warm lamp. Haha

AI version

April 7, 2026

I opened my investment account just a week ago, and since then I’ve been learning nonstop. My main helper has been AI Copilot (the free version), along with many Thai money channels on YouTube. On the first day my funds appeared in the account, I immediately bought a mix of ETFs — mostly low‑cost ones per share, because yes, I love cheap. At that time, I didn’t really understand ETFs, so I relied on AI explanations and my own instinct.

I ended up with two bond ETFs, many U.S. ETFs, and four international ETFs. After watching more Thai finance videos and discussing things with the AI, I finally decided to sell all the international ETFs and focus on U.S. ETFs instead. The reason was simple: the international ETFs moved so slowly, and many U.S. ETFs already overlapped with the same companies.

The funny part was when the AI said, “International ETFs are slow like a sleepy turtle.” I have a tortoise at home named Bucky, and I immediately replied, “But my Bucky is not slow. He walks faster than those international ETFs in my account.”

Today, my portfolio has zero international ETFs. Only the two bond ETFs remain — and they haven’t moved at all. I call them “Bucky in relaxing mode,” like when he stretches out all four legs under his warm lamp. It makes me laugh every time.

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